CM Punjab Asaan Karobar Card 2025 – Apply Online for Interest-Free Business Loan
Punjab Chief Minister Maryam Nawaz Sharif has launched the Asaan Karobar Card Scheme 2025 to empower small traders, local vendors, and low-income entrepreneurs. This groundbreaking initiative offers interest-free business loans to support self-employment and strengthen grassroots businesses across the province.
Key Features of the Asian Karobar Card Scheme
- Official Business ID Card: Beneficiaries receive a government-issued smart business identity card.
- Interest-Free Loans: Get up to Rs. 500,000 loan with zero interest.
- Free Business Training: Access to skill-building workshops and entrepreneurship training.
- Easy Repayment: Comfortable loan repayment through the Bank of Punjab (BOP).
- Linked to Punjab Rozgar Program: Seamlessly integrated for broader support.
Who Can Apply?
This program targets individuals who usually don’t have access to formal banking systems. Eligible applicants include:
| Category | Description |
|---|---|
| Street Vendors | Pushcart operators, mobile stallholders |
| Small Business Owners | Grocery store owners, tailors, mechanics, etc. |
| Women Entrepreneurs | Home-based businesses and small female-led shops |
| Youth Startups | New entrepreneurs with limited investment |
| Daily Wage Earners | Workers running small part-time businesses |
How to Apply Online?
To apply for the Asaan Karobar Card, follow these steps:
- Visit the Official Portal
- Select the Asaan Karobar Card option.
- Fill the Application Form
- Provide the following details:
- CNIC number
- Business information (type, location, monthly income)
- Home address
- Upload Required Documents
- CNIC (both sides)
- Proof of business (optional if informal)
- Utility bill or rent agreement
- Submit & Verification
- After submission, you’ll get an SMS for verification.
- Field staff may contact or visit for in-person verification.
- Once approved, your Karobar Card will be issued.
Required Documents
- Original CNIC
- Business evidence (if available)
- Utility bill or proof of residence
- The mobile number linked with your CNIC
Loan Disbursement & Repayment Terms
- Loans are issued through the Bank of Punjab.
- A 3-month grace period is given before repayment starts.
- No interest is charged on the loan.
- The repayment period is up to 2 years.
- Loan status and payment reminders will be sent via SMS and the portal.
What Is the Asaan Karobar Card?
The Asaan Karobar Card is a smart ID card provided by the Punjab government to small-scale business owners. It helps them get access to interest-free loans, skill development programs, and government support—bringing informal businesses into the formal economy and giving them recognition and financial access.
Final Words
The CM Punjab Asaan Karobar Card Scheme 2025 is a powerful step towards uplifting local entrepreneurs and daily earners who are often left out of traditional banking and loan systems. If you run a small business or want to start one, this is your chance to get government support without paying any interest.
