Apni Zameen Apna Ghar Scheme Punjab 2025
Summary: The Apni Zameen Apna Ghar Scheme 2025 offers free 3-marla plots to low-income Punjab families, with 1,892 plots in 19 districts. Apply via azag.punjab.gov.pk by mid-2025 deadlines.
Why This Scheme?
Launched by CM Maryam Nawaz, this Punjab government initiative provides free 3-marla (675 sq.ft.) plots to homeless and low-income families, prioritizing widows, orphans, and laborers. It complements the Apni Chhat Apna Ghar program, offering interest-free loans up to PKR 1.5 million for construction, empowering families earning less than PKR 50,000 monthly.
Eligibility Criteria
- Residency: Permanent Punjab resident (per CNIC).
- Income: Monthly household income below PKR 50,000.
- Property: No land or house ownership in Pakistan.
- NSER: Registered with National Socio-Economic Registry (PMT score ≤ 60).
- Age: 18+ (priority for married applicants).
- Record: No criminal history or loan defaults.
Benefits
- Free Plots: 1,892 plots across 23 schemes in districts like Faisalabad, Jhelum, and Sahiwal.
- Loans: Interest-free PKR 1.5 million loan, repayable at PKR 14,000/month over 7 years.
- Community: Access to water, sanitation, and electricity.
- Jobs: Scheme generates 500,000 construction jobs.
Requirements
- Documents: CNIC, NADRA family certificate, income proof, and NSER registration.
- Application: Online via azag.punjab.gov.pk or offline at Deputy Commissioner (DC) offices.
- Verification: District authorities check documents for transparency.
- Balloting: Plots allocated via computerized draw.
How to Apply
- Check Eligibility: Confirm NSER registration at pser.punjab.gov.pk.
- Gather Documents: Collect CNIC, income proof, and family certificate.
- Apply Online: Visit azag.punjab.gov.pk, fill the form, and upload documents (JPG/PNG, <1MB).
- Or Apply Offline: Submit forms at DC office desks (free assistance).
- Track Status: Monitor application via portal or SMS notifications.
- Loan Application: If allotted a plot, apply for a construction loan at acag.punjab.gov.pk.
Success Tips
- Apply Early: Deadlines are strict; monitor azag.punjab.gov.pk for updates.
- Verify NSER: Register at BISP centers if not listed.
- Avoid Fraud: Report scams to 0800-09100; no fees are required.
- Prepare for Loans: Plan construction budgets to utilize PKR 1.5 million effectively.
Links
This scheme is a lifeline for Punjab’s needy. Apply now to secure a free plot and build your home in 2025
